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Christmas shopping doesn’t have to be a bank-buster, and there are plenty of ways to avoid maxing out the credit card. Whether it’s cutting back on holiday expenses, shaving a few bucks here and there or even culling them entirely. Christmas should be about spending time with loved ones; not necessary spending money on them... Which is why we put together our best Christmas budget hacks for 2020. The tips and tricks that’ll help you spread the Christmas cheer, without having to break the bank.